Categories Cryptocurrency

Digital Currency Vs. Cryptocurrency: What is the Difference?

Did you know that is there is a huge difference between digital currency Vs. Cryptocurrency? Well, you probably didn’t.

The idea of separating Cryptocurrency and digital currency might sound crazy – even to crypto fanatics and investors, but the fact is that they are different in many ways.

So, where does the confusion between Virtual Currency Vs. Cryptocurrency come from?

More often than not, Cryptocurrency is identified with digital currency.

Even if you type “Cryptocurrency” in your search engine, there are high chances you will find the word “digital currency” or “virtual currency” in all the resources you find.

It’s worth noting that there are fundamental differences between cryptocurrency vs. virtual currency.

To understand these two currencies better, let us discuss each one of them separately.

Credits: Visa’s approach on digital currencies

What Is Digital Currency?

Digital currency definition is straightforward. It is basically the money used to make payments over the internet.

According to a 2015 report by the European Central Bank dubbed “Virtual Currency Schemes – a Further Analysis“, digital currency is defined as the digital representation of value.

This type of currency is not issued by a credit institution, e-money institution, or a central bank. It can be used as an alternative to physical currency.

Even though virtual currency doesn’t have a physical equivalent in the real world, it can be exchanged, sent, or received like fiat money. Simply put, virtual currency has all the characteristics of classic money.

It can be used to pay bills, make utility payments, and pay for goods or services in online stores. What makes them different from physical currencies is that they can be sent and received worldwide in a fast and effective manner.

What Are Cryptocurrencies?

As mentioned earlier, there is a rift between digital currency Vs. Cryptocurrency. Interestingly, cryptocurrencies are a specific variant of virtual currencies.

What makes cryptocurrencies different from other digital currencies is that they are algorithm-powered.

They are utilized as tokens in various online communities and are backed by certain tools, assets, projects, or technologies.

Mostly, they are used to make peer-to-peer payments, but thanks to their ever-increasing popularity, they are now used to pay for goods and services in the real world.

Cryptos are hailed as secure, trustworthy, and reliable digital currencies since they are based on cryptography. This is the art of solving and writing complex codes using a mix of mathematics and sciences.

It is extremely difficult to crack these codes; hence it is virtually impossible for anyone to hack and steal coins in a Cryptocurrency network.

Cryptographic protocols are also essential in masking the identity of crypto users – and this makes it difficult to attribute fund flows and transactions to particular individuals or groups.


How many cryptocurrencies are there?

Cryptocurrencies use a decentralized and blockchain ledger, and this means they are not controlled by any authority, individual, or group.

This means that their supply and control are determined by the activities of their users and the complex protocols entrenched in their governing codes and not the conscious decisions of regulatory authorities.

Additionally, major cryptocurrencies such as Bitcoin place a limit on the number of coins that can be in circulation, and this makes cryptos more scarce than gold. This explains why cryptocurrencies are highly valuable assets.

Below are some examples of cryptocurrencies:

  • Bitcoin
  • Bitcoin Cash
  • Litecoin
  • Ripple
  • Ethereum
  • Dogecoin
  • …and more!

Digital currencies Vs. Cryptocurrencies – The Differences

Like we said before, despite having some similarities, there are important differences between the two concepts mentioned.

Below are some fundamental differences between e-money Vs. Cryptocurrency.


You cannot transact with digital currencies without identifying yourself. You will need to fill in your personal information and even upload a photo of yourself and some documents issued by the government.

This means that when using digital currencies, it is easy to identify individuals or groups involved in a particular transaction.

Cryptocurrencies, on the other hand, use cryptographic protocols, which are complex code systems that encrypt sensitive information transfers. This secures the units of exchange.

Crypto developers build these protocols using advanced computer engineering and mathematics principles that render them virtually impossible to crack.

They protect the identities of or users, and it could take a lot of time, energy, and resources to find out the people or group of people making transactions.

This means that the Cryptocurrency network provides anonymity that cannot be found in virtual currencies.


Digital currencies are centralized in nature. Even though they are not provided and controlled by central banks or other institutions, transactions are controlled and regulated by a particular group of people and computers. Let’s take PayPal, for example.

All the money you send or receive through this medium is controlled by the company. PayPal has the right to accept or reject a particular transaction.

Cryptocurrencies are not controlled by a particular group of people or individuals. They are marked by decentralized control. Their value and supply are determined by the activities of their users.

All the regulations are made by the majority of the community using a particular Cryptocurrency.


Another huge difference that settles the debate between digital money vs. cryptocurrency is transparency. Virtual currencies are not transparent. It is difficult to select the address of a particular wallet and see all transactions.

This information is confidential and cannot be made public. In Cryptocurrency networks, all transactions and revenue streams are placed in a public chain.

It means that the transactions of any user can be accessed – and this enhances transparency.

But does the transparency nature of Cryptocurrency networks come with privacy issues?

This is one of the questions most newbies in the crypto space ask. Look – you don’t want everyone to see your financial details on a public ledger. It is understandable.

However, you need to remember that cryptocurrencies use cryptographic protocols. This makes everyone being represented by their network pseudonymous.

Meaning that even if your transactions are out there, no one will find out who you are. Your wallet address is what links transactions, but there is absolutely no personal information linked to the address.

Legal aspects

The legal aspects make all the difference between digital currency Vs. Cryptocurrency. Many countries around the world have defined legal frameworks that govern virtual currencies.

For instance, digital currencies in countries in the European Union are governed by the Directive 2009/110/EC. In the United States, they are regulated by Article 4A of the Uniform Commercial Code.

When it comes to cryptocurrencies, the establishment of a legal framework to regulate them is still a work in progress.

Even though some countries such as the US and China have tried to develop regulation, lack of enough regulation in most countries around the world is one of the biggest drawbacks of cryptocurrencies.

Today, there are thousands of black and grey market transactions that have dominated bitcoin and other cryptocurrencies. For example, the infamous Silk Road – a dark web marketplace used bitcoin to facilitate the purchase of illegal drugs and finance other illicit activities.

Even though this marketplace was shut down in 2014, cryptocurrencies are today popular tools that fuel money laundering.

Despite cryptocurrencies being valuable digital assets, you shouldn’t fear investing in, enacting government regulations will be a great step towards chanting a brighter ‘crypto’ future.

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Transaction Manipulation

Virtual currencies are centralized in nature, and they have a central authority that deals with issues that may arise in a transaction.

In case a dispute is raised, or fraud or money-laundering is detected, a transaction can be frozen or canceled.

Furthermore, cryptocurrencies are regulated by the community, and it is extremely difficult to make changes to a blockchain.

This means that it is easier to have transaction manipulation in cryptocurrency networks than in digital currencies.

The Strengths and Weaknesses of Digital Currency

Digital currencies ride along with a plethora of benefits. Among those, we can count the following:

Cheap and Instant Worldwide Payments

Credit card payments can sometimes be steep, especially with international use. Fees can range between 2-5%. Users often feel the pain when they end up paying hundreds of bucks to accept payments from clients or customers who are in other countries.

By using digital currency, you pay a much lower fee in every transaction. Sometimes, you don’t incur any fees when making or receiving payments.

Faster Receipt of Funds than Through Regular Banks

When someone makes a payment through direct bank transfer, it could take days or even weeks for the transaction to be completed. With digital coins, transactions are often completed within minutes.

Even though transaction speeds vary depending on the digital currency you are using, it is still much faster than the transaction times of legacy financial institutions.

Provides Avenue for Resolving Disputes

One of the biggest differences between digital currency Vs. Cryptocurrency is that digital currency is centralized. It is controlled by an authority, which is not necessarily government or central bank controlled.

In case a dispute occurs in a transaction or fraud is detected, the authority can freeze the transaction until the underlying issues are fixed.


To use digital currency, you don’t have to follow many steps and fill in tens of documents to open an account as physical banks do.

All you need is a device with access to the internet, and you can open a wallet from wherever you are.

PayPal and Revolut are some of the digital currency apps available.

Weaknesses of Digital Currency

Security Loopholes

Data Security is a major concern when it comes to digital currencies. Unlike decentralized systems, centralized systems keep a lot of information about their users.

In the case of a data breach happening, this information might be used for malicious intent. Also, the data can be lost or transferred to authorities upon a court request.


The fact that digital currency transactions can be canceled comes with its fair share of challenges. Sometimes, you can make a genuine transaction, but the sender may decide to raise a dispute.

The authority in charge of the digital currency medium will put a hold on your money, and if you are unable to prove that the transaction was genuine, you may lose a significant amount of money.

Even though fraud occurs in decentralized systems, it rarely occurs in this manner. This is because sensitive information about investors is not stored in a Cryptocurrency blockchain.

Instead, users only get a unique wallet address. This ensures that their transaction history remains public, but their personal information cannot be accessed in any way.

In the end, it all comes down to the old debate Fiat Currency & Cryptocurrency, which we have discussed in a previous article.

Credits: Foresting

Is It Possible To Combine The Benefits Of Both?

Factually, the implementation of centralized systems into decentralized systems could lead to massive success. Look – over two billion people neither have bank access to bank services nor have bank accounts. There are also over 5 billion people who use mobile communications.

If banking systems are incorporated into mobile networks, the number of bank customers will increase significantly.

Blockchain and Cryptocurrency will provide exceptional transparency and security through decentralization, while digital money will provide a governing body that will offer well-laid-out regulation.

A good example of how to combine the benefits of digital currency and Cryptocurrency is being realized by Telcoin.

The main idea behind Telcoin is to combine mobile companies across the globe with the banking system.

This banking system is represented by the symbiosis of virtual currency and a novice cryptocurrency that will offer a myriad of services, including postpaid billing platforms, mobile money, prepaid credit card, and more.

Key Takeaways

  • Cryptocurrency and digital currency are two terms that have been used together for years, although they are different in many aspects.
  • Digital currency is a blanket term used to refer to money that exists in the online space. Cryptocurrencies and virtual currencies are digital currencies because they exist in the virtual world.
  • It is possible to combine the benefits of Digital Currency Vs. Cryptocurrency to increase the number of bank users while enhancing Cryptocurrency acceptance.


The differences between digital currency Vs. Cryptocurrency has been ignored for years since most people believe they have the same meaning.

The main difference between the two is that digital currencies are centralized, which means transactions within the network are regulated by a group of individuals in a centralized location.

Cryptocurrencies are decentralized, and all the regulations within the network are made by the majority of the community.

Even though cryptocurrencies are a variant of virtual currencies, these two terms should not be used as synonyms.

Before you get into the world of Cryptocurrency, it is important to understand the nuances between these two terms that have been combed together for years.

Whenever you feel confused, refer to this article. And don’t forget to download Tezro, an entirely encrypted text message app that allows you to exchange your crypto assets with total commodity.

Read more about the complete list of features that Tezro can offer you.

Categories Cryptocurrency

What is the Difference Between Bitcoin and Bitcoin Cash?

The question of Bitcoin vs. Bitcoin Cash has dominated the crypto space for decades. In fact, it has been taunted as a war of two crypto titans. It’s worth noting, however, that Bitcoin Cash originated from Bitcoin.

Yes, the Bitcoin Cash nodes you currently own were at some point part of the Bitcoin blockchain.

Simply put, Bitcoin Cash is a fork of Bitcoin. But what is the difference between Bitcoin and Bitcoin Cash? Is Bitcoin Cash the same as Bitcoin?  Will Bitcoin Cash overtake Bitcoin?

Should I buy Bitcoin or Bitcoin Cash? If these are some of the questions running through your mind, read this piece and learn BTC vs. BCH in detail.

First…What Is A Hard Fork?

Before jumping into Bitcoin vs. Bitcoin Cash, it is important for crypto investors to understand what it means to say Bitcoin Cash is a hard fork of Bitcoin.fyoutu

A hard fork is generated once the original code of a blockchain is updated, but only a few nodes on the blockchain accept it.

In the case of BCH vs. BTC, the original blockchain (Bitcoin) remains the same, and updated nodes split off from the original blockchain to create a new blockchain (such as Bitcoin Cash).

The new coins become unique and separate from the ones on the original blockchain, and this is where the discussion of Bitcoin vs. Bitcoin Cash comes from.

What if someone is holding a certain number of original coins at the time they were forked? Their Bitcoins will not be lost!

They will get the forked version of all the coins they held. For instance, if you had 25 BTC, you will receive a particular number of BCH that matches the value of 25 BCH once the BTC is forked.

Now that you understand why BCH is regarded as a fork of BTC, let’s look at Bitcoin vs. Bitcoin Cash in more detail.

Credits: MasterCrypto


Undoubtedly ‘the father’ of all cryptocurrencies, Bitcoin has been around for a decade and has gained massive popularity across the globe.

This digital currency has been adopted across all industries and can now be used to buy, sell, trade for goods and services, and more.

It was developed in 2008 by a pseudonymous person known as Satoshi Nakamoto, who published a paper discussing how the digital currency would work. In 2009, it started being traded and mined.

Bitcoin runs on Blockchain Technology and is not owned, issued, controlled, or operated by a group or entity. It is decentralized in nature, and all its transactions are verified and secured by computers that run the blockchain.

On the blockchain, every transaction is stored and submitted in blocks. Computers then verify the blocks by solving complex math problems. When problems are solved, transactions are verified, and new Bitcoins are created.

How does it work?

This cryptocurrency utilizes public key public cryptography along with innovative technology for bookkeeping, which helps achieve authorization, balance verification, delivery of assets, the prohibition of double-spending, and more. Without a private key, you cannot transact.

Every key is complex and would need highly-advanced computers and exceptionally skilled hackers to crack it. In other words, the Bitcoin blockchain is virtually impossible to hack.

As far as scarcity is concerned, Bitcoin is more scarce than gold. In total, only 21 million Bitcoins will be in existence. Once that number is reached, people will not be allowed to mine more Bitcoins.

There are about 16 million Bitcoins today, but it will be long until the count of this cryptocurrency reaches 21 million. This is because the number of Bitcoins created in one block is cut by half every four years.

The scarcity of Bitcoin simply assures investors that one Bitcoin today will be worth one Bitcoin ten or twenty years from now.

Bitcoin has a market cap of $199.62 billion and is, without a doubt, the most valuable digital currency in the crypto space.


Bitcoin Cash

Bitcoin Cash was incepted on August 1, 2017 – the day it was forked from Bitcoin. This means that BTC and BCH share a similar transaction history until this time.

The hard fork that led to the creation of BCH was a result of a debate in the cryptocurrency community on the subject of scalability.

This scaling problem emanated from the struggle of processing large transactions on the Bitcoin’s network. In the bid to seek a sustainable solution, the community, though in a highly divided discussion, decided to implement Bitcoin Cash.

Bitcoin Cash is based on the fact that larger transaction blocks can solve the scaling problem.

When more transactions are accommodated into one block, transactions are processed much faster. BTC’s block size is 1MB, while BCH’s block size is 32MB.

This means that BCH process transactions faster than BCH, and this is the biggest fundamental difference between these two crypto giants.

Bitcoin Vs. Bitcoin Cash: Features

There are some of the features that create a rift between Bitcoin and Bitcoin Cash. Among those we can count the following.

BCH handles more transactions per second

Throughout its existence, BTC has only been able to process 7 transactions per second.

On average, BCH can handle up to 116 transactions per second. This means that more people can use the BCH network at the same time than on the BTC network.

BCH has faster transfer times

You may need to wait for up to 10 minutes for a transaction to be verified on the BTC network.

The amount of time a transaction would take on the BCH network is not defined because it depends on the number of confirmations required from the destination address.

However, the time taken to verify every transaction is less than that of BTC.

Bitcoin Cash has fewer transfer fees

On the BTC network, a single transaction costs around $1. Previously, fees went up to as much as $25 per transaction. In Bitcoin Cash, the transfer fee per transaction is $0.25.

This means that investors save more money when using BCH than when using BTC.

BCH is cheaper to move around exchanges than BTC

When prices surge, BCH is an exceptional trading asset since it’s easier to move between exchanges. BCH is, therefore, a great investment that could easily take the place of BTC should it lose dominance someday.

These differences between BCH vs. BTC are mainly because the Bitcoin Cash block is about 32 times faster than a BTC block.

This means that Bitcoin Cash is more scalable, faster, and cheaper than Bitcoin.


1MB Vs. 32MB Blocks

One of the main differences between BTC vs. BCH is that the former uses 1MB blocks while the latter has a chain base block size of 32MB. This means that BCH blocks are big enough to process a bigger number of transactions over time than BTC.

Thanks to the small block size, Bitcoin can only handle 7 transactions per second. Every transaction can 10 or more minutes to process.

Since the Bitcoin network has grown significantly, waiting times are no longer since the number of transactions has increased without a change in the underlying technology that processes them.

BCH blocks on the other side are limited to 32MB. This means a better transaction verification speed than BTC, regardless of the number of miners supporting it. BCH is able to process more transactions per second and process them faster than the Bitcoin network.

Experts, however, warn that the faster verification time that comes with Bitcoin Cash could have downsides as well. One of the biggest potential problems that come with the larger block size is that security could be compromised.

Credits. Crypterium

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Bitcoin vs. Bitcoin Cash: Prices

Digital currencies, including Bitcoin and Bitcoin Cash, derive their value from how they are used, demanded, and adopted. They are analyzed in terms of value growth and return on investment.

Factually, these two cryptocurrencies are holders of value. Bitcoin has held the most value for years, but we must acknowledge that BCH is gaining value and users at a commendable rate.

BCH is relatively young, and it’s still trying to realize and capture its place in the crypto world. Most experts speculate that BCH is gaining adoption fast, and it might take a significant portion of BTC’s market share sooner or later and become the dominant crypto.

The main reason why BCH is gaining value fast and proving to be a threat to BTC is that it has fixed the scaling problem in BTC and has allowed more people to use digital currency easily and at lower transaction rates.

If Bitcoin developers fail to come to a consensus and agree on the best update to its code and fix issues, then there is no doubt Bitcoin Cash will win the war between BCH vs. BTC.


So what will happen?

This simply means that people will consider using BCH as their primary store of transactional currency and value.

The BCH price hit its peak in December 2017 at $3,785. However, its value has dropped significantly, and it currently trades at $230.21. However, this slide is not unique to Bitcoin Cash, considering that all cryptocurrencies that were part of the 2017 Bullrun – including BTC have all experienced similar falls.

What might be mind-boggling for investors is that the value of BCH in Bitcoin terms has hit its all-time lows and now stands at 0.0021 BTC per BCH.

BTC’s market cap stands at $4.2 billion, while that of BTC stands at $199.62 billion. Thanks to its high scalability, BCH has maintained a vocal community of users.

However, the popularity of this digital currency as the main competitor of BTC is slowly warning, as there are lots of governance issues that have dominated the Bitcoin Cash protocol in 2020.

A group of developers recommended enforcing a 12.2% tax on every block in the BCH blockchain to fund community development.

Are BCH and Bitcoin separate cryptocurrencies?

After a divisive debate, it was decided that the Infrastructure Funding Proposal and the suggested miner tax should be scrapped.

Part of the development team has, nonetheless, decided to add an 8% tax on block rewards on the next upgrade – and this has created more division within the management of the protocol.

Apart from the issues surrounding the management of the BCH protocol, another reason that is holding BCH’s growth is the confusion most investors have between Bitcoin vs. Bitcoin Cash.

Most novice investors don’t see BCH as a separate cryptocurrency altogether. Instead, they see it as a cheaper Bitcoin with a lower entry point to the digital currency space. This is mainly because they share the same name and come from the same community and branding.

The confusion surrounding BTC vs. BCH has resulted in a negative perception towards BCH as copycat crypto aimed at baiting new investors into investing in fake BTC. However, this is far from the truth.

It’s worth noting that BCH is not fake Bitcoin. It is simply another digital currency that investors should consider without fear.

Other Differences

To learn other differences between Bitcoin vs. Bitcoin Cash, let’s look at the advantages and disadvantages BTCH has over BCH:

What are Bitcoin advantages over Bitcoin Cash?

Well, Bitcoin is the base currency of all other cryptocurrencies, including Bitcoin Cash. It is what other digital currencies trade against and is often tradable on almost all, if not all, exchanges.

Today, BTC is worth 57.3% of the crypto industry. What makes it different from Bitcoin Cash is that it has a huge following thanks to its popularity. Most cryptocurrency users perceive the real-world usability and liquidity of BTC as lower than that of BCH.

Disadvantages BTC has over BCH

The scalability issues facing BTC is the primary disadvantage it has over BCH. BTC is older, slower, and charges more per transaction.

Experts warn that as the crypto market grows, Bitcoin will lose its dominance over other coins, especially Bitcoin Cash.

Key Takeaways:

  • Bitcoin Cash was started by a group of Bitcoin developers and miners who were concerned about the scalability issues in Bitcoin and the future of this cryptocurrency.
  • While BTC blocks are limited to 1MB, BCH blocks are 32MB, and this is why Bitcoin Cash processes more transactions faster than Bitcoin.
  • Bitcoin Cash is not a fake Bitcoin like most people believe. It is another digital currency that seeks to solve the scalability issues that come with the Bitcoin network.


Should I buy Bitcoin or Bitcoin Cash?

Even though Bitcoin Cash seems to be superior to Bitcoin in almost every way, there is no definite answer to the digital currency you should choose over the other.

Consider your needs and use this article as a guide before making a decision.

Will Bitcoin Cash Overtake Bitcoin?

Since its inception in 2017, BCH has always been considered a direct competitor to Bitcoin. However, whether BCH will overtake BTC remains to be seen. Bitcoin has a market cap of over $199 billion, while BCH has a market cap of $4.2 billion.

Also, Bitcoin has a cult-like following across the globe and enjoys high adoption rates. If this is anything to go by, then it might take a while before BCH overtakes Bitcoin. But if this happens, we will be the first to update you!


This post provides a coveted dose of knowledge about two amazing cryptocurrencies – Bitcoin vs. Bitcoin Cash.

Both cryptos have distinct long-term goals, and their differences in block size and how they handle transaction volumes reflect those goals. It’s worth mentioning that these two digital currencies are not at war with each other.

Rather, they are two distinct cryptocurrencies that may sooner or later co-exist peacefully. Therefore, there is no better cryptocurrency to invest in between the two.

Simply determine your long-term goals and invest in the one you believe will help you achieve them. In fact, consider investing in both BTC and BCH and make the best out of them!

Just remember: it doesn’t matter which one you choose when you use Tezro app, as it allows exchanges in Bitcoin and Bitcoin Cash.

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Categories Cryptocurrency

Cryptocurrency Transaction Speeds in 2020

Cryptocurrency transaction speed is a hot topic today. Transaction speed means how fast the network can verify a transaction and transfer money from point A to point B.

Even though modern banking systems are far much ahead in terms of scalability and the handling of simultaneous transactions at any given time, digital currencies are the real deal when it comes to transaction speeds.

Modern-day banking systems can take as many as 3-5 days to verify and complete payments in some transactions. While most cryptos are lightning-fast, with some executing thousands of transactions per second.

What is a cryptocurrency transaction speed?

There are two main methods of analyzing transaction speeds in a given blockchain network: the number of transactions per second (TPS) and the amount of time it takes for coins to get from one wallet to another (generally known as confirmation time).

It’s also worth noting that transaction speeds vary from one blockchain to another due to the fee provided when making a particular transaction and network congestion.

So, what are the transaction speeds of different cryptocurrencies in 2020? Well, keep reading to find out!

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Definition of Terms

Before we dive into cryptocurrency transaction speeds, there are a few terms every investor needs to understand. They include:

  • Average transaction speed: This is what a cryptocurrency is handling on average.
  • Actual transaction speed: This is what a digital currency can handle based on current mathematical calculations.
  • Theoretical Transaction Speed: This is what a cryptocurrency can handle when stars align. Most digital currencies claim they can handle 50,000 or more theoretical transactions per second.
  • Claimed Actual Transaction Speed: This is what a digital currency can handle, according to the development team. It is called “claimed” because there is no network volume or evidence that shows it can handle what the developers estimate.

Note: Before investing in a cryptocurrency, it is important to analyze average and actual transaction speeds using the best estimates. Most networks promise insane transaction speeds that have not been confirmed.

Hence you should be careful about the news you receive regarding transaction speed updates.

As a smart investor, never rely on the claimed actual transaction speeds claimed by development companies or communities before taking action.

What Are Transaction Speeds?

Cryptocurrency transaction speed is basically the rate at which data is transferred from one wallet to another.

Simply put, transaction speed measures the amount of time taken for an individual transaction to be completed.

The faster a particular transaction is confirmed, the better the transaction speed of a blockchain network. Transaction speed is one of the primary parameters through which the viability of a cryptocurrency is determined.

Below are transaction speeds of different cryptocurrencies:

Bitcoin Transactions Speed

Bitcoin transaction speed is one of the things people in the cryptocurrency ecosystem want to understand. Created 10 years ago, Bitcoin is regarded as the pioneer of digital currencies.

It has a block time of 10 minutes, which simply means that a new block is mined and added to the network every 10 minutes. Every block contains thousands of transaction data that are simultaneously solved by mining rigs that are operated by miners from all over the world.

The Bitcoin blockchain processes about seven transactions per second. Due to the potential threat of this low transaction speed on this crypto, a new Bitcoin-based currency known as Bitcoin Cash was introduced.

Its main aim was to increase the maximum block size from one to eight megabytes, and this has gone a long way in increasing bitcoin transfer speed.

Even though Bitcoin transfer speed is regarded as one of the slowest in the crypto space, it is still reliable and convenient compared to the 3-5 day period imposed by traditional banking systems on some transactions.

EOS Transactions Speed

EOS was launched via an ICO in 2017 and was launched in 2018. It is built on a platform that allows developers to create smart contracts and decentralized applications on a reliable, fast, and secure blockchain network. It is currently ranked 5th by market cap.

EOS is more scalable than other cryptocurrencies of its caliber, such as Ethereum, because it uses Byzantine Fault Tolerance and Delegated Proof-of-Stake mechanisms to verify transactions. It is allegedly capable of completing over 10,000 transactions per second.

EOS has a claimed TPS capacity of 3,996 and an estimated TPS of 50. In 2018, EOS’s chief technology officer Daniel Larimer released a Twitter statement claiming that this crypto was performing at 2,351 transactions per second.

However, Whiteblock, a blockchain testing company, released a report a few months later that showed EOS had a TPS of below 50. EOS rubbished this report arguing that Whiteblock hired Ethereum folks for the testing project.

Despite its contested transaction speeds, the EOS.IO platform is one of the fastest in the crypto industry.

During the initial stages of its release, it crossed 3,000 TPS and became the first digital currency to surpass the transaction speed of VISA of 1,700 TPS. Currently, EOS claims to process over 50,000 transactions per second.

Ethereum Transaction Speed

Ethereum is the second most valuable digital currency after Bitcoin. It was developed in 2015 by Vitalik Buterin. Just like EOS, Ethereum is more than a cryptocurrency.

It is a blockchain-based network used by developers to create smart contracts and decentralized applications.

The native cryptocurrency utilized for transactions in the Ethereum blockchain is known as Ether.

Ethereum has an estimated TPS of 15. Despite having a huge amount of miners from across the globe, Ethereum still scales poorly as far as transaction speed is concerned.

Currently, Ethereum transaction speed stands at 20 TPS. Just like Bitcoin, this cryptocurrency is facing serious scalability issues in 2020. It still uses the proof-of-work algorithm, which is an obsolete mechanism of verifying transactions.

However, it is worth noting that Ethereum is actively working towards fixing this by moving to the Proof-of-stake algorithm.

Reportedly the transfer from proof-of-work (PoW) to Proof-of-Stake (PoS) will be implemented in a protocol known as Casper – Friendly Finality Gadget, which will enhance PoS.

It is not clear when Casper will be introduced, but when this happens and transaction speeds improve, rest assured we will be the first to let you know.

Other Cryptocurrencies

Apart from Bitcoin, EOS, and Ethereum, thousands of other cryptocurrencies have penetrated the market. Others include:

Ripple (XRP)

Ripple is a one-of-a-kind cryptocurrency whose main purpose is to solve problems in International Payment Transfers.

It was developed in 2012 to strengthen international transactions and make them fast and affordable.

There are currently a total of 100 billion XRP, and 50 billion of them are held by Ripple Labs, the company that operates this digital currency. This is quite unique because most cryptocurrencies don’t have a central entity holding a majority of the currency.

While international money transfer takes 5-7 working days to be completed, Ripple makes this happen in seconds. It has a claimed TPS capacity of 50,000 and an estimated speed of 1,500 TPS.

It is worth noting that unlike other cryptocurrencies, Ripple doesn’t have a blockchain. Instead, it uses its own patented technology known as the Ripple Protocol consensus algorithm.

Even though some communities have disregarded it as a cryptocurrency, it has what is arguably the fastest crypto transaction speed in the world of digital currencies.

Thanks to its speed, its transaction fees are considerably lower when compared to what is charged by banks and other financial institutions. In 2017, Ripple charged $0.0004 per transaction, and this has significantly reduced since then.

It is one of the few digital currencies that has been widely adopted and has ties with renowned financial institutions such as Santander and American Express.

Litecoin (LTC)

Litecoin was developed in 2011 by an ex-Google Employee known as Charlie Lee. It was created on the Bitcoin blockchain to improve it. Unlike EOS and Ethereum, Litecoin is a digital currency and does not provide developers with a platform to create decentralized apps or smart contracts.

It is one of the oldest cryptocurrencies in the market and is among the #10 by market cap.

As earlier mentioned, Litecoin’s intention was to improve Bitcoin’s blockchain.

While it takes up to 10 minutes for a bitcoin transaction to be completed, it takes only two and a half minutes for a Litecoin transaction to be completed. This digital currency is estimated to have a TPS capacity of 56.

Since bitcoin transaction speed is lower than that of Litecoin, it means that the latter’s transaction costs are significantly lower. While investors pay $1.8 for every bitcoin transaction, they can pay as low as $1.179 for Litecoin transactions.

With significant improvements in the Bitcoin algorithm, it is expected that both Bitcoin’s and Litecoin’s transaction speeds will improve significantly over the next few years.

Stellar (XLM)

Stellar was established in 2014 by Jed McCaleb – the founder of Ripple. Just like Ripple, Stellar focuses on improving the speed, efficiency and reducing the costs of cross-border payments.

It also aims at working with developing markets instead of well-established financial institutions.

Although it is built on the Ripple protocol, Stellar is quite different from its parent company. It is operated by a non-profit organization. It is also more decentralized and has secured partnerships with over 30 financial institutions and multinational organizations such as IBM and Deloitte.

Stellar has a claimed TPS capacity of 1,000. However, according to Stephen Van Collar, the CEO of Barclays Africa, a Stellar prototype test showed that it could process close to 36 million transactions in one hour using Google cloud servers.

This means that it can process about 10,000 transactions in a second. Even though it is not as fast as VISA or EOS, it is still one of the fastest cryptocurrencies you can find.


IOTA entered the cryptocurrency market in 2015. Unlike other cryptocurrencies, it doesn’t rely on blockchain technology. Instead, it relies on a new protocol known as Tangle.

Also, IOTA doesn’t focus much on the financial market, but rather, it aims at making the Internet-of-things (IoT) more scalable, secure, and seamless.

Plus, while other cryptos are struggling with scalability, the technology used by this cryptocurrency enhances infinite scalability. According to its creators, the system in which IOTA runs gets faster as more people join.

This cryptocurrency has a claimed TPS capacity of 1,500 and an estimated TPS capacity of 50. Thanks to its scalability, IOTA stands out from most digital currencies of its caliber since it doesn’t charge any transaction fees.


Cardano is a platform that maintains the operations of a digital currency known as ADA. It has a claimed TPS capacity of 50-250.

In a recent video on YouTube, the co-founder of this cryptocurrency, Charles Hoskinson, notes that when more sidechains are added to Cardano’s system in the future, it will be able to handle up to 5,000 transactions per seconds.

This is something that remains to be seen in the next few years.


Qtum is another cryptocurrency that hasn’t been in the market for long. According to its developers, it has a TPS capacity of 10,000.

They argue that transactions in the Qtum network are confirmed as soon as they are sent due to its high speeds.

What Determines Cryptocurrency Transaction Speed?

Network Load

One of the factors that affect cryptocurrency transaction speed is the network load. In case the network load is high, crypto transactions will take longer than normal.

Occasionally, transactions will take 24-32 hours when the network load is high. In most cases, investors can do nothing to lower the network load because they don’t have control over a blockchain‘s capacity or speed.

However, they can check the network load before initiating a transaction using various online tools such as Block Explorer,, Blockchain Explorer, and more.

Lightning Network

The Lighting network is an additional layer of technology applied in the Bitcoin blockchain. It uses micropayment channels to enhance the blockchain‘s capability to conduct faster and more efficient transactions.

This technology can also be used to conduct other off-chain transactions that involve exchanges between digital currencies.

The lightning network is an effective transaction mechanism between parties. Using this channel, users can send and receive payments from one another.

These transactions are processed differently from standard transactions that take place on the bitcoin‘s blockchain. They are updated on the primary blockchain when both the sender and receiver open and close the channel.

Using the lightning network, parties can initiate an unlimited number of transactions without informing the main blockchain.

This increases transaction speeds because transactions will not need to be approved by all nodes in a blockchain.

This means that the presence of a lightning network in a Bitcoin blockchain is one of the factors that affect crypto transaction speed.

Final Thoughts

We hope you learned all about cryptocurrency speed and which currency you should invest. Make sure to always check the real transaction speed and keep your assets safe.

If you have invested in multiple cryptocurrencies because of their scalability, you are probably looking for multiple wallets to store them.

Managing these wallets can be hectic. The good news is, you no longer need multiple wallets.

With TEZRO, you can have all your digital currencies in one secure wallet. TEZRO is also a reliable cryptocurrency exchange platform, and you can effectively and conveniently trade in your digital assets.

Join TEZRO today and make the best out of it!

Get the Tezro App

TEZRO is an all-in-one application for secure instant messaging and crypto payments, there is no need to have multiple chat applications or crypto wallets ever again. Your communication and finances are secure and encrypted under TEZRO. Try it now!

Categories Secure Messaging

TEZRO Crypto Wallet and Encrypted Chat App: Key Features, Functions, and Benefits

Choosing the perfect application software for your business and personal use, can enhance efficiency and productivity. If you choose the wrong app for some reason, you could end up with something that ultimately costs you time, energy, and resources.

If you are looking for the best application that will eliminate the need for multiple crypto wallets and chat applications, look no further. TEZRO has got you covered!

TEZRO is a secure tool that is designed to help businesses and individuals securely store their digital currencies. Meanwhile, it enables the free flow of information through the convenient integration of multiple chat applications.

Through TEZRO, you can rest assured that your private conversations, as well as sensitive data, are secured by military-grade encryption software.

What Are TEZRO Main Features?

Crypto Wallet

With TEZRO, you don’t need multiple crypto wallets for your digital currencies. It‘s your right to have full control of your data, security, and money.

This application is specially made to provide you secured custody and full control of your crypto.

This wallet is, without a doubt, one of the most flexible and secure wallets you can use to store a plethora of digital assets. You can also use it to send cryptocurrencies to anyone around the world at your preferred network fee and confirmation speed.

Security is a top priority, and TEZRO ensures your wallet is protected by robust encryption software.

Send and Receive Encrypted Text Messages

Sometimes you might forget to check some of your messaging apps and miss out on important messages and information. TEZRO is here to turn this into a thing of the past.

It allows users to collect all their messengers in a single application and enhance convenience. This is not all – users will be delighted to know they are sending and receiving encrypted messages! This means that when you use TEZRO, all your conversations will have end-to-end encryption.

Through this, private messages will not get into the hands of hackers, snoopers, and other malicious parties focused on stealing your sensitive data and use it without your permission.

The encryption technology used in this app is exceptionally strong and ensures that even if security flaws occur and cybercriminals breach one of your messaging apps, they will not decrypt your conversations!

TEZRO Exchange

TEZRO is an amazing exchange app that allows users to seamlessly trade their digital assets.

This system is developed by a team of professionals who understand the underlying structure of exchange, ranging from liquidity, security mechanisms, ultra-low latency systems, and more.

As a result, TEZRO will streamline the contract design of different financial products to make them easier and more efficient.

TEZRO exchange is one of the best cryptocurrency trading platform and the most trustworthy platforms for novices to get into digital assets trading.


Do you want to gift someone special with something, but you cannot think of a worthwhile gift? You can find the perfect idea using TEZRO gift.

This app has a simple interface, and you can find whatever you need with total comfort.

Buy Goods in TEZRO

If you have done shopping in an online store, you know how tedious the checkout process is. With TEZRO, you can buy goods easily without undergoing unnecessary registrations and complex payment methods.

Whether you want to buy electronics, clothes, art, and jewelry from celebrity collections, shoes from the best brands, or anything else, you can rely on TEZRO app and buy everything in one click!

Using Fiat Currencies

Using TEZRO, you can use cryptocurrencies as well as fiat currencies for various transactions.

If you don’t have any coins in your wallet and you want to buy them or do some shopping, you can use various fiat currencies, including US dollars, Euros, Chinese Yuan, and more.

Supported Cryptos and Currencies

TEZRO provides users with a wide range of options when it comes to cryptos and currencies. Supported cryptocurrencies include:

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • EOS
  • USDT
  • EURT
  • CHNT

Supported fiat currencies supported include:

  • Euro (EUR)
  • US Dollar (USD)
  • Chinese Yuan (CNY)

Tether Gold (XAUT) is also a supported currency in TEZRO

Benefits of TEZRO

TEZRO rides along with a myriad of benefits that makes it stand out from the competition. Below some of the benefits included with the app.


TEZRO’s development team doesn’t compromise on security in any of its features.

State-of-the-art technology is used when building every part of the application, and new security methods are integrated to give the end-user stronger security guarantees.


When using TEZRO, users can be sure that their privacy in both transactions and communications is protected.

The app uses cutting-edge security features to safeguard private information and provides users with the right to total anonymity.


Anyone around the world can use TEZRO. Yes! Regardless of the part of the world, you hail from, you can make the best out of this revolutionary application.

During the signup process, you will realize that the TEZRO team firmly believes in widespread access to their software.

Additionally, this application is easy to use, which makes it accessible to experts and novices alike.


Looking at the awesome design, desirable performance, and seamless 24/7 customer support, it goes without saying that TEZRO is ready to keep developing and improve.

Your suggestions and feedback will be important. We will grow together.


TEZRO is not like other similar applications that contain complicated designs and confusing features. This app is simple, and every feature in it is straightforward.

Therefore, it is ideal for those who haven’t used a crypto wallet and chat application in the past.


Apart from the amazing features users enjoy in the application, the TEZRO team has also created a blog section that is regularly updated with valuable information.

This information is compelling and focuses on providing practical solutions to problems that businesses and individuals face every day.

Supported Platforms

If you spend most of your day behind your desk, you can make the best out of TEZRO’s desktop application that is compatible with Windows and Mac.

In case you want to enjoy the benefits of this app while on the go, you can download a dedicated app for Android on Google Play Store or for iOS on Apple Store.

Final Thoughts

There you have it! We hope we have convinced you to join TEZRO and appreciate an app that has tons of functionalities and will improve your life.

Whether you are an avid cryptocurrency trader, an important businessman or just someone looking for a fully encrypted messenger app, TEZRO is your answer.

Download it now for iOS and Android to enjoy disruptive technology at the distance of a click.

Get the Tezro App

TEZRO is an all-in-one application for secure instant messaging and crypto payments, there is no need to have multiple chat applications or crypto wallets ever again. Your communication and finances are secure and encrypted under TEZRO. Try it now!

Categories Cryptocurrency

Best Cryptocurrency to Buy & Invest in 2020

Finding the best cryptocurrency to invest in 2020 is not a walk in the park. Look – It has been ten years since Satoshi Nakamoto developed Bitcoin, which is undoubtedly the most popular cryptocurrency in the world.

However, despite its popularity, Bitcoin is not the only cryptocurrency available. Spinoffs, imitators, and innovators have emerged from different parts of the globe, and we now have over 7,000 digital currencies circulating in the market.

If you are an investor looking for the best crypto to invest now, you are probably confused and don’t know where to begin. You don’t have to worry!

In this article we look at some of the best cryptocurrencies available and why you need to invest in them. Read on!

Understanding todays Cryptocurrency Market

Before we look at the best cryptocurrencies to buy in 2020, it is important to understand the current cryptocurrency market. Previously known for their reputation as gems for money launderers and criminals, cryptocurrencies are today regarded as ‘the digital gold.’

They have come a long way in regards to popularity and digital investment. The cryptocurrency market size was $754 million in 2019 and is expected to rise to over $1.7 billion by 2027.

Even though digital currencies are lauded as valuable digital investments, they remain highly controversial. Some critics, including Warren Buffet and Paul Krugman, have called Bitcoin “mirage” and “evil.”

Others such as venture capitalist Marc Andreesen see digital currencies as the next big thing in the world of finance. Many quotas have touted it as a revolutionary technology that will challenge the economic, social, and political underpins of society.

Figure 1 – Market capitalization of cryptocurrencies in January 27, 2018 Credits: Mikael Häggström

The increasing popularity of cryptocurrencies is likely to drive the market growth in 2020 and beyond. Digital currencies are integrated with blockchain technology to offer decentralized, secure, reliable, transparent, and fast transactions.

This has enhanced their adoption, and they are now used as a recognized mode of payment across various industries, including media, education, banking, healthcare, and more.

How Has The Crypto Market Changed In 2020?

The crypto market has changed significantly in 2020. It was an atypical year, due to the COVID-19 pandemic and political instability in some of the major economies of the globe. Therefore it is no surprise people turned their attention to cryptocurrency and some changes happened.

Here are some of the most notable alterations.

More investing methods have come up

Several years ago, crypto investing meant buying coins and holding them. In 2020, this notion has changed completely. If you are looking for a cryptocurrency to invest in, there are a host of investment methods available, including futures trading and CFD investing.

Futures trading allows users to purchase crypto assets in the future at prices already agreed upon. On the other hand, CFD allows users to buy and sell cryptocurrencies and is active around the clock.

Stablecoins have come up

Institutions are now, more than ever, interested in stablecoins. This has resulted in the emergence of Central Bank Digital Currencies (CBDCs).

Stablecoins have become the center-stage topics in the digital currency world and are poised to change the industry in the next few years.

Regulation is coming

Cryptocurrency is anonymous, secure, and free from government regulation. Most investors love these factors, and so do criminals.

To lend some level of oversight to the ever-growing popularity of cryptocurrency markets, governments in different parts of the world have started to enact regulations on cryptocurrency.

The real motive of these regulations is not clear, with some investors arguing that governments want to get their piece of the cryptocurrency pie and exert more control on the market. Some have lauded them as a good way to tame criminals. Regardless of how the regulation trend is viewed, it is something that has changed this industry in 2020.

Figure 2 – Crypto regulations by Country, infographic developed by VisualCapitalist

Best Cryptocurrencies to Invest In 2020

If you have plans to make a digital currency investment this year, here are some good news. Many crypto experts say that 2020 might be the best year to invest in digital currencies.

Though, with thousands of options available, choosing the best crypto to buy can be nerve-wrecking. Doing research and identifying worthy coins and invaluable ones can be time-consuming.

To help investors make the right choices, below are some of the best cryptocurrencies to invest in 2020:


Without a doubt, the list of the top cryptocurrencies in the market cannot be complete without mentioning Bitcoin. It is the most used digital currency in the world and is often referred to as “The king of cryptocurrencies.”

With a market cap of $199.62 Billion, Bitcoin is the largest cryptocurrency in the world. It is also huge in terms of desirability and name recognition. This currency works as a peer-to-peer virtual currency. By being decentralized, there is nobody or entity that regulates its transactions.

Instead, it operates under a majority rules principal. This means that transactions cannot be considered valid unless they are verified by at least 50% of the machines on the network.

Some of the benefits of using bitcoin include:

  • It works through a decentralized peer-to-peer network. Even though critics argue this makes outside regulation impossible, it enhances the network’s security and makes it inherently self-sufficient.
  • The absence of outside influence simply means that Bitcoin can function as it should without the influence of financial institutions.
  • Many layers of validation are required for a new block, which makes forging information incredibly virtually impossible.
  • It has greater liquidity compared to other cryptocurrencies.
  • Enjoys wide acceptance as a payment method. There are many ways to spend Bitcoin; hence it is one of the most useful cryptocurrencies today.


Ethereum is definitely the best crypto to buy now. It is the second most valuable digital currency with a market cap of $30.5 billion. It is made for the deployment of smart contracts and decentralized applications that are created without any control, interruption, fraud, or interference from a third party.

Just like Bitcoin, Ethereum is a decentralized system and is independent of any outside authority. However, instead of decentralizing money, the Ethereum platform decentralizes the internet by replacing regular servers with worldwide node systems.

It is based on blockchain technology, which enables users to exchange digital currency called Ether. Speculating with this digital currency can be insanely profitable and has a proven history of giving investors high returns.

One of the factors that should influence your decision to invest in Ethereum is Ethereum 2.0, which focuses on energy efficiency and staking instead of mining. This results in more profitability.

Another reason why Ethereum is the best cryptocurrency to invest in is because of its widespread use. It has been embraced in different parts of the world as a reliable online payment method.


Even though EOS is a digital currency you cannot buy anything with, it is also one of the best crypto to invest in 2020. It is specially designed for those looking for a powerful platform to create decentralized applications.

The software behind EOS is known as EOS.IO. It is programmable – and doesn’t require developers to have servers when building apps on the platform. This means that when you invest in it, you have a full platform where you can create, deploy, and run your decentralized applications.

As a developer, EOS provides a wonderful platform for building blockchain-based, decentralized applications. The EOS platform is easy to use.

It comes with features such as password recovery systems, humanly comprehensible addresses, and zero transaction fees. All these, together with its high speeds, makes it a great investment for experts and beginners alike.


Ripple is another cryptocurrency that is making waves in the blockchain world. It has been in existence since 2012 and is one of the oldest digital currencies on the market.

Despite its age, Ripple has not seen the ‘ballooned value’ of other hyped cryptocurrencies, which means it is less likely to experience a bubble burst. This makes it one of the best cryptocurrency to buy right now for all investors.

One of the biggest flaws of major cryptocurrencies is that they use an algorithm known as proof-of-work. This algorithm makes it challenging to execute a transaction process.

Ripple doesn’t rely on it. Instead, it uses consensus ledgers to perform transactions. This means fewer design problems, less work for processors, and a steady transaction time.

It is owned by Ripple Labs and functions on a platform that is both centralized and decentralized. Major Cryptocurrencies like Bitcoin are fully centralized, which makes them great! However, if they suffer a major attack, they can be destroyed completely, and investors could lose billions of dollars.

Ripple has a centralized group that focuses on maintaining its value and enhancing its success. This kind of backing is essential for those looking to invest their money in the crypto world.

It’s worth noting that Ripple is not just a digital currency. It is also a transaction protocol that streamlines the transfer of cash between institutions.

Various banks all over the world have started using Ripple technology as a money transfer and payment method between them. With real-world applications, Ripple is a valuable digital asset to invest in.


NEO is a Chinese cryptocurrency that has taken the market by storm. It has a complementary token known as GAS, which helps in the execution of transactions and contracts. Over the past few years, NEO has gained massive popularity in different parts of the world and is now used as a base coin for an array of exchanges.

NEO transactions are fast and relatively cheap. Transactions take about 24 seconds to be completed, which is great compared to 1-2 hours taken by major cryptocurrencies such as Bitcoin. Additionally, NEO can handle higher transaction volumes than Ethereum and Bitcoin.

It processes transactions faster because it relies on the Delegated Byzantine Fault Tolerance (DBFT), which is perfect for financial transactions.

They are gaining traction with investors, and you shouldn’t be left out. It runs on a decentralized platform, which offers stability, reliability, and security.

When you invest in this cryptocurrency, you will experience less transaction latency and have the ability to process up to 10,000 transactions per second. Also, the NEO platform supports a raft of popular programming languages, including C++ and JavaScript.

NEO’S robust infrastructure appeals to both investors and developers. This is why it has attracted an insane number of partners in China and beyond. You should consider investing in it because it offers you a chance to balance and expand your crypto portfolio. Other benefits of NEO include:

  • It is regulated by the laws of China. It is, therefore, an unlikely haven for money launderers and other criminals.
  • Boasts a large cryptocurrency community that shares insights, knowledge and helps one another.
  • Runs on a system that is simple, user-friendly, and trustworthy.
  • Enables instant execution of trades; therefore locking in prices.
  • Enhances speedy execution of transactions.

Get the Tezro App

TEZRO is an all-in-one application for secure instant messaging and crypto payments, there is no need to have multiple chat applications or crypto wallets ever again. Your communication and finances are secure and encrypted under TEZRO. Try it now!

Investment Strategies  

When investing in cryptocurrency, it is important to note that there doesn’t exist a one-size-fits-all approach.

The investment approaches that work for one person might not necessarily work for another. As an investor, your ultimate goal should be to find the best strategy that you can stick to in the long run.

Some of the best investment strategies in the crypto ecosystem include:

Long-Term Crypto Investment

In this strategy, investors hold crypto for a long time without cashing it out. It is often used by newbies in crypto investment since it is straightforward and easy to execute.

Even though it is a great investment strategy, it takes a lot of time. It does result in profitability under specific conditions – especially when the market is going up.

Using this method is simple. Just invest in any cryptocurrency outlined above and hold it until it appreciates in value.

Short-Term Crypto Investment

Short-term crypto investment is made over short time periods with the aim of making quick profits. This crypto investment strategy can take seconds, minutes, days, weeks, or a few months.

When choosing this investment strategy, investors need to define what they want to achieve. They need to find out what are the best cryptocurrency to invest in that moment so that they can make profits.

It is highly recommended that you only make short-term investments for newer cryptocurrencies such as EOS and NEO. The main advantage of short-term investments is that profit might be almost immediate, although it might not bring so much revenue as long-term investments.

Final Thoughts

As you choose the best cryptocurrency to invest in, you need to remember that cryptocurrencies don’t always bring profits. Just like any other investment, you could lose money in the process. As a rule of the thumb, only invest what you are ready to lose.

Read this article again, choose the best cry1ptocurrency to invest in, and pick the right investment strategy you believe will yield optimal results.

If you are have already invested in a few of these cryptocurrencies, you are probably looking for the best crypto wallets that will guarantee the safety of your assets. Look no further!

Try TEZRO app –  an all-in-one application that eliminates the need to have multiple wallets for your digital currency. This application uses military-grade encryption to enhance the security of your digital currencies. Try it now!

Categories Cryptocurrency

What Is EOS Cryptocurrency? Understanding EOS Coins & Tokens

What is EOS? Now that you are here, this is probably one of the questions that is running through your mind right now. Before we explore a definite answer, let us look at the cryptocurrency market as a whole. For the past decade or so, blockchain technology has taken the world by storm.

We have all witnessed tremendous growth of this technology through a plethora of blockchain platforms developed to help individuals, as well as different sectors, adopt digital currency.

By now, you have probably heard of bitcoin and the technology underlying this amazing multi-billion-dollar asset.

Even though it has been given all the credit and taken all major headlines as far as digital currency is concerned, it is not the only cryptocurrency available. There are different types of cryptocurrency in the digital currency world, and EOS is one of them.

To better understand this novice digital currency, read this comprehensive EOS crypto review to find the best answer to these questions and make informed investment decisions.

What is EOS?

Known in full as Ethernet in Sonnet, EOS is a robust blockchain-based infrastructure that enables the creation, hosting, and execution of decentralized apps. Just like Ethereum, it is a decentralized system developed to support decentralized applications (dAPPs).

What makes EOS different from Ethereum is that it is more flexible and scalable, making it easier for developers to create decentralized applications.

Like most blockchain platforms, it has its own token that is used to raise money and track usage. Access to its platform requires a developer to have a particular number of tokens that can be bought in an open market.

The main goal of the EOS project is to provide developers with essential tools needed to create full-scale applications on the EOS blockchain network.

EOS crypto aims at reinventing blockchain platforms. It uses a sophisticated technical foundation known as Delegated Proof of Stake – which is a new consensus protocol. This protocol ensures that the processing of blocks is outsourced to the delegates.

The EOS cryptocurrency, therefore, runs many applications and processes a large number of transactions. Its blockchain architecture is engineered to process thousands of transactions per second without any on-chain transaction costs.

How it works

EOS is an architecture that acts as software to enable developers to build decentralized applications while leveraging the blockchain technology.

Unlike other platforms used for dAPPs such as Ethereum, EOS doesn’t have any fee requirements. It is upgradable and features a low latency, which scales transactions to millions per second.

As mentioned earlier, EOS cryptocurrency uses the Delegated Proof of Stake (DPOS) as the sole consensus algorithm to secure the blockchain.

Unlike Proof of Stake (POS) and Proof of Work (POW) Algorithms used by most cryptos, DPOS ensures that only those holding tokens on EOS.IO software can vote for block producers.

Delegates can only produce blocks based on the number of votes they get compared to other producers.

Authorized producers can produce a block in the EOS blockchain after every three seconds. For every Block produced, they are awarded tokens instead of a transaction fee. Unlike other cryptocurrencies that rely on miners to solve complex puzzles, EOS crypto depends on people and their votes to secure the blockchain.

Understanding the EOS Tokens and EOS

The EOS ecosystem comprises of two important elements: EOS tokens and EOS.IO.

The EOS tokens are essential in powering the network. They were released using Ethereum. Anyone seeking to develop dAPPs using EOS must have EOS tokens in order to manage the demands on the network, including time, disk space, and RAM.  These tokens are simply the cryptocurrency of the EOS network.

The EOS network is powered by the EOS coin, which is a claim of on-server resources. Developers use these coins to access and effectively use the EOS blockchain. It’s worth noting that a token holder who is not running any apps may choose to rent or allocate his bandwidth to others who may need them.

EOS.IO is akin to a computer’s operating system. It controls and manages the EOS blockchain network. It utilizes blockchain architecture developed to enable horizontal and vertical scaling of decentralized applications.


EOS crypto meaning cannot be complete without mentioning DPOS. Known in full as Delegated Proof of Stake, DPOS is a consensus algorithm used in the EOS platform. It is designed to secure a blockchain by enhancing the representation of transactions within it.

DPOS is an implementation of tech-based democracy. It uses the voting and election process to safeguard the EOS blockchain from malicious usage and centralization.

This algorithm was developed by Daniel Larimer, an American cryptocurrency entrepreneur, software developer, and founder of EOS.IO, BitShares, and Steemit software.

He planned it as a more flexible and scalable alternative to classic consensus algorithms. When using it, every Block is validated to avoid excessive use of energy and computing power.  DPOS ensures all transactions are performed relatively fast on all stages of the network’s development.

Get the Tezro App

TEZRO is an all-in-one application for secure instant messaging and crypto payments, there is no need to have multiple chat applications or crypto wallets ever again. Your communication and finances are secure and encrypted under TEZRO. Try it now!

Brief History Of EOS

EOS crypto is one of the top digital currencies in terms of market capitalization. It is unique in its own making and is backed by an interesting history. EOS.IO ICO was first published on June 1, 2017 and ran until June 1, 2018.

This makes it one of the longest ICOs in the history of cryptocurrency. Additionally, it became one of the most successful cryptos since it made $4 billion during this period. In October 2019, however, Block.One, the company that owns EOS, was fined $26 million for running an unregistered initial coin offering.

Despite this scandal, EOS has grown to become one of the most sought-after cryptocurrencies in the modern market.

Pros & Cons of EOS


EOS comes with a wide range of benefits, including:

  • Ease of use for developers: EOS provides developers with a broad toolkit for the development of dAPPS. Also, it features role-based permissions, database schemas, and other built-in functions that make the development of decentralized applications simple and stress-free.
  • Governance: EOS’s governance structure is based on a system of mutually accepted rules. The process of modifying these rules is done through voting. Most cryptocurrencies find it difficult to reach a consensus when the need arises. With EOS, it is very easy to find a solution to any problem.
  • ICO-friendly: Just like in other smart platforms such as Ethereum, crypto users can host ICO on the EOS blockchain.
  • Free transactions: Most cryptocurrencies require users to pay a particular fee in every transaction. EOS uses the block-producer model to determine how fees will be charged depending on the services rendered by dAPP developers.
  • Fast transactions: EOS uses parallel processing and can perform over 10,000 transactions per second.


EOS also comes with its fair share of drawbacks. They include:

  • No guarantee tokens will be honored: One of the reasons why the EOS coin is so popular is because the EOS community strives to honor tokens, Block.One is not legally mandated to do so. It is, therefore, up to the users to ensure this happens.
  • Potentially centralized: Even though the DOPS algorithm is built to prevent EOS’s decentralization, this cryptocurrency depends on 21 block producers to confirm all transactions. This is a point of concern because a few large resource provider data centers could run the network.

Also, users are not allowed to audit the system unless they choose to run a full node. EOS relies on voting, which often results in low voter turnout in most systems. The fact that only a few people give input on which direction the blockchain should take also makes the EOS crypto potentially centralized.

Figure 1 – Values from Feb 2019  Source: AsiaCryptoToday

Unique Features of EOS

EOS has a wide array of unique features that are designed to help developers create apps on blockchain networks. Some of these features include:

  1. Scalable

EOS cryptocurrency was designed with scalability in mind. This scalability is achieved by allowing parallel transaction processing that keeps the number of block procedures small, thus speeding up every process. Scalability is what created a buzz since EOS started offering tokens in 2017 until the EOS crypto launch date in 2018.

Darn Larimer, the chief technology officer of EOS crypto explained that this platform would continue to use various methods, which will enhance horizontal and vertical scaling as well as parallel smart contract execution.

  1. Flexible

The EOS platform is exceptionally flexible. Unlike other decentralized networks such as Ethereum, which came to a standstill after it was hit by the DAO attack, the EOS architecture is built in a manner that can help handle such problems.

In case there is a possible attack on the system, the node processing a transaction is stopped, and all the other nodes continue to operate as usual. The halted node can only process blocks once the issue in question has been handled.

  1. Decentralized Operating System 

Other decentralized networks such as Ethereum are regarded as decentralized supercomputers. On the other hand, EOS is regarded as a decentralized operating system. This is one of the most important features of the EOS system.

  1. Parallel Processing

One of the reasons why the EOS network is exceptionally fast is because it uses parallel processing. This allows it to minimize the overall runtime of all processes, therefore ensuring tons of transactions are executed within seconds.

Figure 2 – Data from June 2018 
Source: Investopedia

What is it used for?

After gaining a deep understanding of what is EOS, every investor needs to know how it works. EOS is arguably the most powerful infrastructure that enables the development, hosting, and deployment of commercial scale dAPPs on its platform. It supports the core functionality to enable individuals and businesses to build blockchain-based apps in a manner that is similar to web-based applications. It provides data hosting, secure access and authentication, usage management, as well as communication between dAPPs and the web.

EOS is supported by a robust web-toolkit for interface development. This enhances flawless app development. Basically, the EOS platform functions like Apple’s App Store and Google’s Play Store.

Unlike other blockchain-based networks that facilitate decentralized applications, EOS concentrates on critical pain-points of the blockchain and is often used to solve the challenges of scalability, speed, and flexibility that are common in blockchain systems.

With the dAPPs ecosystem increasing in size every passing day on a certain blockchain network, it faces a wide range of problems due to the limited availability of resources. These problems include the slow speed of execution, limited computing power, spamming apps, network constraints due to a large number of false transactions, and more. EOS is used to address these issues by providing flexibility and usability through its one-of-a-kind mechanism.

EOS can support thousands of decentralized applications without hitting performance bottlenecks. This is because it uses asynchronous communication methodology and parallel execution across the network.

Its efficiency is further enhanced by separating different modules involved in the working of commercial scale dAPPs. For instance, the authentication and execution processes are performed separately.


EOS is ranked 8th in the #10 crypto assets by market cap. It has a total supply of 1,024,389,871 native tokens, but only 927,689,866 are in circulation. EOS crypto potential is evident since it’s one of the few digital currencies with positive expected growth and a positive outlook.

The current prices of EOS stand at $3.50 per coin and are projected to have brought investors a return on investment of 244%.

This cryptocurrency reached its all-time high in April 2018 while major cryptocurrencies had hit theirs in December 2017 or January 2018. This means that the EOS crypto future is bright since it has the potential to reach unimaginable prices within a short time.

This cryptocurrency has the potential to disrupt industries, and the fact that it has already given investors an ROI of 244% means the future of EOS cannot be underestimated. It has an upside potential going forward and should have a spot in every investor’s portfolio. The amount of money to invest in this cryptocurrency solely depends on your personal preference and risk appetite.

Final Thoughts

Now that you understand what EOS is, you are probably thinking of investing in this digital currency. When you do, make sure you get a wallet that will enhance the safety of your investment.

We recommend TEZRO, a full-featured application that ensures you securely and conveniently store all your cryptocurrencies in a single wallet.

There are dedicated applications for Android and iOS, but you can also rely on TEZRO’s web version.

Categories Cryptocurrency

Top 5 Cryptocurrency Trends in 2020

Cryptocurrency trends in 2020 remain the leading indicators for stakeholders who have interests within the crypto-verse. Agreeably, cryptocurrencies, and applications based on blockchains have disrupted the perceptions with investments and trust. And we are yet to hit the climax.

Well, it is a disruptive industry, where investors are required to keep checking on things constantly. Digital assets are invisible, but they form a significant industry with exchanges tracking relative values against time.

Looking back in time, Bitcoin hit the $20000 in December 2017. As of now, it’s struggling around the $10000 mark with an all-time leading in market capitation. What will happen when all Bitcoin mining ends (it’s now past 80%)?

The year 2020 has gone down in history as a unique year in light of the COVID-19 pandemic effects. The value of Bitcoin seems to oscillate with similarity to the one of gold.

As the year 2020 wears on and 2021 is around the corner, what are the current cryptocurrency market trends?

Let’s check in with the Top 5 Cryptocurrency Trends in 2020.

1.    Cryptocurrencies Are Becoming More Widely Used

There’s no doubt regarding the rising dominance of blockchain applications, like Tezro app, and cryptocurrencies as mainstream ecosystems within businesses. More businesses are now open to accepting cryptocurrencies as acceptable modes of payments with global appeal.

Governments hold varying views regarding the uptake of crypto-blockchain technologies. Some perform total bans across the board while others are open to the crypto-businesses so long everything meets taxation and legal benchmarks.

Quite lucky enough, the authorities favoring cryptocurrencies end up spreading a beneficial stream to those nations that crack down hard on crypto. Exchanges and more merchants and individuals are getting on board with cryptocurrencies.

Mainstream and notable businesses have taken giant steps towards adopting blockchain-based technologies to roll-out everyday transactions- and this also extends to the payments and receipts via cryptocurrencies.

JP Morgan is among the banks with notable progress towards integrating transfers powered by blockchains. IBM also joins in the same ranks with advanced explorations on blockchain technology to redefine transparency and trust in businesses.

2.    Bitcoin’s Dominance in Light of Cryptocurrency Trends in 2020

In 2020  the domination of Bitcoin will keep rising.  Bitcoin is the first-ever cryptocurrency, and into its second decade, it continues to hold on to that position. There are several validities about why the domination of BTC will remain.

●  Cryptocurrencies are volatile on a broad scale.  However, Bitcoin exhibits the least oscillations in volatility. It’s the main reason why crypto-enthusiasts will retain a preference for it. All other Altcoins are rallying up towards increasing their capitation valuation, but BTC remains the most valuable of them all.

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●  Vigorous developments are shaping up to plug into the gaps within the crypto-sphere. One reason why altcoins arose is the scalability problem with BTC. Therefore, even as Altcoins perform amazingly against scalability, the rise of lightning networks and side-chains offers a temporal wave of solutions- hence bitcoins are still most attractive in traction against scalability among crypto-enthusiasts.

●  Arising from the leading capitation, Bitcoin continues leading towards far more established acceptability for users. Also, transactions have low costs, with peer-to-peer mechanisms having greater appeal among users. Theses combined keep bitcoin a great digital-asset whose appeal will continue to rise in 2020.

3.    Market Consolidation

Industries survive on valuable propositions they offer their key stakeholders. Drawing you back into 2017, many ICOS  flourishing around with whitepapers and fancy roadmaps. The truth is, most were pure scams. Crypto-market consolidation will continue to take shape and form in 2020.

In conclusion: weeding out weak actors with little value to offer or pure imitators. A great example remains on Bitcoin; no one has ever been able to imitate Bitcoin. And that’s one reason why it remains as the lead cryptocurrency.

From another outlook, ICOs as a funding model for projects was quite risky. Therefore, the morphing of investment vehicles in light of genuine digital-assets and value creation has seen advancing agendas towards navigating through challenging environments. ICOs faded away and came IEOs and finally the STOs.

Also,  there are exchanges offering staking products, and a good instance is Bitcoin Futures, among other crypto CFDs. Therefore,  when Cryptocurrencies come at par with offering CFDs as risk mitigation of hedging products, it clarifies that Crypto-currency markets have hit consolidations.

4.    Crypto and Fintech Hook Up

Crypto is all about finance, and fintech is the infusion of technology into finance. Coincidentally, blockchains and their cryptocurrencies are all derivations from technology. No government or individual has control over the blockchains across the globe, so regulation tightening in one nation has zero effect.

Exchanges shift countries for registrations. Or use IP masking and advancing browser technologies. The internet allows crypto-enthusiasts to access blockchains anywhere globally.

There’s no cutting off fintech from crypto. Fiat transfers and exchanges into crypto are gaining traction across banks and businesses.

Governments are slow across the board. Reasonable actors have come to terms, and governments must agree that the blockchains are here to stay. One angle central banks are adopting is to roll out Central Bank Digital legal tenders.

While some actors have distanced themselves, its all catching up, and the infinite mergers between crypto and fintech will only keep getting more robust with time.

5.    Decentralized (DeFi) Exchanges

The Post-2019 crypto-sphere has seen a significant rise in decentralized finance. DeFi products are already in the markets. On the same scale, decentralization of exchanges is flourishing, and it’s a merger with cloud storage technology that is taking the crypto-sphere to unseen heights with both scalability and security.

Tech is a real disruptor, and  DeFi, in this case, is bringing in massive leverage in terms of cost reduction, liquidity matching as well as great offerings for risks-reward ratios.

In 2020,  Cryptocurrencies will continue to experience significant shifts as institutional investments close deals by entering the crypto sphere. There are vast opportunities, and smart contracting also presents another level where DeFi has tremendous opportunities to explore and plug into the missing gaps or increase the value of existing relationships.

Summary of the Top 5 Cryptocurrency Trends in 2020

The year 2020 has had a considerable downturn with the effects of the Covid-19 pandemic. However, cryptocurrency market trends have continued with more users adopting and actually, due to the imposed social distancing situation caused by the pandemic, there are more crypto transactions now than ever.

At another level, in 2020, huge milestones have been covered in merging Fintech and Crypto-decentralized forms of products and investments.

Crypto trends are shifting toward advanced methodologies, which means it‘s necessary to be aware of the financial risks and devise more robust mechanisms to make blockchain businesses thrive.

Categories Cryptocurrency

Top 10 Advantages of Cryptocurrency & Bitcoin in 2020

Cryptocurrency has numerous advantages that have taken the Fin-Tech industry to phenomenal heights. And across the board, is a mix of reactions. Blockchain’s transformative value is vast, albeit few drawbacks since inception.

Over time, blockchains have become golden opportunities for fraudsters and hackers- causing governments to raise eyebrows in the form of crackdowns and regulations.

Even more vast is the value creation and investment opportunities. Masses welcome the opportunity courtesy of the cryptocurrency benefits they drive.

Without any doubt, there are many advantages of cryptocurrency use, which are the backbone of all crypto assets. And, although the entire industry continues to experience radical changes on regulations, stakeholders continue to hold and invest on it with conviction.

Here are some of the advantages of cryptocurrency and their uses in day to day transactions.

Confidential Transactions

Ordinary mobile and bank of transfers keep records of transactions. Confidentiality with cryptocurrencies arises, since blockchain records capture transactions in unique arrays and strings of characters.

Peer-to-peer interactions, while making and receiving payments, mask users’ actual identities while limiting interaction instances to just two parties undertaking a transaction.

Most users desire anonymity as part of their bitcoin benefits – and if blockchains offers it, then users have a natural tendency to choose cryptocurrencies as the forms of payment.

Access to Credit

Banks work with stringent credit scores as part of scrutiny before awarding credit to prospective customers. After that, they charge hefty interests. Cryptocurrencies are virtually accessible to anyone with internet access.

Globally, more people have access to the internet than they can get banking services. In the whole scenario, crypto allows users more leeway to access better payment services than banking services.

Payment services with cryptocurrencies have no limitations or background checks that banks carry out before the transactions’ clearance.

Low Transaction Fees

Other advantages of cryptocurrency are the elimination of high transaction fees and the bureaucracy with banks. When parties meet on a peer-to-peer basis, they exchange payments very fast without delays present with banks and regulatory authorities.

In comparison, crypto payments incur low costs, and for this, parties across the globe love using them. The minimum requirement for any users to get cryptocurrency benefits is access to the internet. Peer-to-peer networks facilitate users to bank on the go.

On the contrary, banks set high costs of administration and pass the same to account holders. Crypto enthusiasts have no physical banks, while node maintenance is virtual, resulting in very low maintenance and transaction costs.

Mobile Payments & Accessibility

The advantages of bitcoin comprise users’ ability to be able to go 100 % mobile. By accessing payments and receipts via desktop clients or mobile ones open an incredible array of freedom.

The filing of physical documents with banking is a great distraction. The beneficial effects further derive from online banking to transfer and exchange into crypto and applicable for the reverse.

Mobility with payments in crypto form brings in great convenience and saves time with conventional banking. That’s when apps like Tezro come in handy.

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TEZRO is an all-in-one application for secure instant messaging and crypto payments, there is no need to have multiple chat applications or crypto wallets ever again. Your communication and finances are secure and encrypted under TEZRO. Try it now!

Easier International Trade

Most central banks disregard crypto as a legally recognized tender. On the flip side, the elimination of the third-party factor to transactions favors cross-border trades. Crypto, therefore forms an international legal tender whose value derives from the spot rates at any point in time.

There is no nation or individual with the ability to manipulate interest rates or any monetary mechanism like banks do. Some of the Bitcoin benefits involve the relationship between buyers and sellers, who meet virtually to settle demand and supply deficits at another level.

Strong Security

The rewards that Bitcoin offers in crypto transactions remain irreversible. And every blockchain deploys encryption mechanisms of their choice to keep away fraudsters and hackers.

Blockchain records update and arise from the majority consensus and may only be altered by parties holding more than 50% mining powers.

For users, secure hardware and software mechanisms protect them from illegal transfers. The limitation of transaction information helps to keep every transaction within the security wishes of users.

Holding Ownership

Cryptocurrencies require nominee beneficiaries to provide corresponding sets for private and public keys to effect transfers, maintaining perpetually exact ownership and transitions.

Crypto-asset owners remain sole owners, unless in instances when they delegate wallet management to thirds parties.

On the contrary, ordinary assets are prone to alterations of terms, including fraudulent transactions or accounts closure.


Decentralization in crypto conforms to no-parties ability to manipulate records without the consensus of a majority. Over recent years, decentralization has advanced in technology, where cloud server locations take updates from many virtual sites- rendering any virtually planned attacks to halt servers practically ineffective.

Crypto users and nodes give more power to the peer-to-peer mechanism through decentralization.

Easy transactions

When taking ordinary deals, many third parties come into play, including bank protocols, brokerage, and legal firms, and all of them add on to the cost that users incur.

The pro with crypto is the phasing out of the middlemen – leaving users on a one-to-one basis. Transactions close fast, and audit trails are obvious between only the two parties in concern.

Ordinary transacting through third parties is not only confusing, but a long story regarding to whom are you paying.

Adaptability (Supremacy of Digital Currencies)

Amazingly, after Bitcoin, many developers rolled out many altcoins. Each Altcoin has a specific problem which they seek to resolve despite the pros of cryptocurrency. The host of the issues they solve is quite beneficial, which explains their strong scores.

Adaptability clauses include superb privacy while transacting to the facilitation of supplies within supply chain networks. Also, significant enough are tokens resolving corrupt and fraudulent dealerships within contracts and copyrights.

Public ledgers have no room for secrecy, breeds fallacies from norms and truths with records across private and public domains.

Advantages of Cryptocurrency – Final thoughts

Bitcoin and most altcoins in 2020 are in the second decade of revolutionary technology and investment opportunities. The entire landscape of cryptocurrencies comprises advantageous fronts that have continued to appeal to users all along.

There’s evidence of blockchain and encryption facilitating illegal activities under the anonymity of parties transacting on the flip side. For such, governments and central banks struggle with regulations on a global scale. Some governments severely crackdown, while others are lax and accommodating.

However, the overarching landscape keeps appealing to the masses in many advantageous ways, which is why crypto keeps growing across many applicable spheres in life.

Lastly, the advantages of cryptocurrency usage are at the core of the blockchain revolution. When linking to more fronts like machine learning and artificial intelligence, the world will hit another level by leveraging cryptocurrencies and its applicability.

Categories Cryptocurrency

Bitcoin vs Ethereum: What is the Real Difference?

Bitcoin and Ethereum are two digital-assets with a never-ending tale. And while both are the most valuable cryptocurrencies as at month three of quarter three of 2020, subtle differences still persist.

Bitcoin leads in market capitation, being five times higher than the one of Ethereum. Coincidental similarities also prevail.

However, more critical distinctions require to be drawn for a stakeholder, and clarity shed regarding why one prefers any for the other. While Ethereum’s founder Vitalik Buterin is a familiar figure, Bitcoin’s Satoshi Nakamoto remains a pseudonym.

A point that always raises skepticism and room for conspiracy theories regarding why Nakamoto’s real identity remains unclear.

From a developer’s point of view, every blockchain has a unique purpose, and the same is explicitly applicable for Bitcoin and Ethereum.

Both BTC and ETH are digital assets, each running on its blockchain and in line with respective protocols. More so, Bitcoin is the first cryptocurrency, while Ethereum is the first Altcoin.

The inception of Ethereum within the crypto-verse sparkles a rally like no other. Currently, close to 5000 digital assets exist in line with the listing by

Comparing the Cryptocurrencies

Comparisons of cryptocurrencies are a great way to launch a discourse with a value proposition for each. It’s a relative debate, and significant consensus can be drawing from across the board.

No cryptocurrency is similar to any other. Those minute differences are existing cand reach contributes to the overall contrast. A case for a pair is quite simple to scheme through and capture deviations.

While some cryptocurrencies may almost perfectly match up similarities to a great extent, their developers would most certainly be different at many levels either by accident or coincidence.

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Ethereum vs Bitcoin: The Basics

Ethereum came into existence on the 30th July 2015 with the acronym symbol ETH. Bitcoins had come earlier- 3rd January 2009 with the acronym BTC. Ethereum’s founder Vitalik Buterin’s faith that the Bitcoin blockchain required a scripting language, and finding no support launched the same with Ethereum.

Bitcoin has only one founder0 Satoshi Nakamoto, and Ethereum has an unusually long list, and Vitalik Buterin sits at its core.

At the elementary level, Bitcoin pursues the establishment of virtual currency that is decentralized – with no point of manipulation. Ethereum, on the other hand, pursues the formation of a platform for launching decentralized applications, and the most prominent is smart contracts.

Smallest unit of Bitcoin is a Satoshi, which is one Bitcoin split up to a million times.

On the other end, the Ethereum blockchain is powered by Ether as the rewards for miners.  1 Ether can be split into 1 Billion units, each known as Gwei. Further, when 1 Gwei is split into a billion units, you get 1 Wei.

By being decentralized, both BTC and ETH have no authorized issuer in a central bank’s capacity.

Blockchains are merely public ledgers and are accessible to any users who access the internet. BTC and ETH both work on distributed ledgers’ principles, operating with cryptography facilitating data encryption on both.

Main Differences Between Bitcoin vs Ethereum

The difference between Bitcoin and Ethereum stems from the original purpose of each respective blockchain. Aside from being digital assets, BTC vs ETH differs in several arrays ranging from user needs to protocols behind each.

Technical Differences

Ethereum blockchain is unique – an open-source platform for creating decentralized applications. Bitcoins blockchain protocol allows a maximum mining capability of 21 Million Bitcoins. Virtually, Ethereum, as a software platform, has infinite capabilities with the vastness of the applicable cases.

Technically, Ether platform algorithms run on Ethash, Bitcoin algorithms run on SHA-256.

Ether transactions contain bits of executable codes, while those of Bitcoin only include notes. Ether transactions close within seconds while those of BTC takes minutes.


Both BTC and ETH are accessible on their respective blockchains with no party with individual control at any point (without majority consensus).

Smart Contracts

Smart contracting enables codes to control agreements based on underlying conditions- away from human interference. Bitcoin has no smart contracts; it’s an online medium of exchange.

On the other end, Ethereum’s primary purpose is a platform where coders can make agreements filed on the blockchain. Therefore, smart contracting is the main distinguishing factor between it and the one of Bitcoin.

Ethereum vs Bitcoin: The Conclusions

Is Ethereum better than Bitcoin?

Bitcoin will facilitate you to pay for goods and services. Ethereum will enable you to develop smart contracts.

In terms of capitation, BTC is far better than ETH.  From a neutral perspective, BTC and ETH are the most valuable digital assets concerning popularity and price. It depends whether you are an investor, trader or consumer.

Which has Better Technology between Bitcoin vs Ethereum?

Both BTC vs ETH has the best technologies for each. Each technology aligns with the primary purpose right from inception. Since bitcoin did not allow smart contracting- none of them is superior to the other.

Bitcoin has scalability problems – with transactions taking long to clear. Ether transactions clear very fast. Along time, other blockchains with scalability solutions like lightning network and sidechains have arisen so strongly to close the gap.

Final Conclusion – The Difference Between Bitcoin and Ethereum

There are many notorious differences between Bitcoin and Ethereum. Right from the core purpose of blockchain applicability to its use cases. Under the technical details underlying each, they use distinct hashing algorithms to deploy its encryption mechanisms.

More fundamentally, Bitcoin is more aligned to unbanking societies – creating a medium of exchange that’s publicly accessible to anyone globally as long as people have internet access. Ethereum, on the other hand, is a business driver software – facilitating agreements in the form of smart contracting – with a vast landscape of usable and applicable cases with global appeal.

At some point, there are relative notions from a holistic point of view between BTC and ETH. While Bitcoin sorts trust issues with monetary transactions, Ethereum comes in to seal the loops with trust in contracting. Therefore, both seem to create a blend to form a sense of trust never experienced within business circles.

Lastly, every digital asset has a unique value offering that is required by subscribers. That’s what makes the entire chain command stakeholder interests in ways that are beneficial to them. To know more about cryptocurrencies, download the Tezro app and experience different assets that these currencies can bring you.

Categories Data Protection

How to Protect Your Data – 10 of the Best Practices

How to protect data in 2020? The rise in advanced mobile phones offers more accessible use of internet worldwide and pushes our generation towards the hallmarks of the digital age. One downside with it is the level of exposure of valuable information about individuals and companies.

Generally, people and firms can afford to lose all the hardware and software, but they can‘t afford to lose information and data. A breach like this costs millions to companies, as it affects the privacy of their clients and puts in risk the reputation of the firm.

Therefore, the models we use to communicate and store our messages and documents are a vital portion all along.

Information is power, and with the relative value, it requires far more care when it comes to protecting it. The protection of the data and information is, therefore, becoming a booming industry.

Generally, what comes into the picture is a vast need for leverage towards an array of dos and don’ts to help us keep everything safe from both prying eyes and unauthorized access.

Here are the critical pillars on how to keep data safe and secure in 2020 and beyond. It’s part of the best practices you can adhere to, so you keep every piece of data safe for your own use.

How to Protect Data Using Strong Passwords

Passwords are the virtual keys to your accounts – online and offline. It is imperative to create strong and unique passwords for every account and away from the notion of just fulfilling a formality. Strong passwords are hard to guess yet easy to recall. A strong password is the deciding factor to know how protected your accounts are.

To get strong passwords, combine sets of the alphabet,  numerals, and special characters and for alphabets, mix both capitals and small letters. Take time to test their strength online and keep them in your memory at best.

Make backups of your data

Creating and updating of data backups is a point to underscore – always. When you have a backup in place, you have a plan B should anything happen.

Things happen with tech; you can lose all your hardware and software. However, if you have good backups, you allow the software and hardware to roll out again – atfull blast.

There are many options to explore around for your backups at the current age, both online and offline. Backups save you time. Ideally, you can work with online sync to help you update everything all along.

Beware of public Wi-Fi or use a VPN

Free with hidden costs – that’s public Wi-Fi is for you. The real mess with public Wi-Fi is the configuration behind it. Well, everything seems secure, virtually, until you feel the heat with compromises later on after you practically have your passwords stolen via the Wi-Fi that you have no control over.

Using public Wi-Fis sometimes it‘s inevitable though and when that happens you should use a Virtual Private Network – VPN. VPNs are a foul-proof method, and the beauty is, you can access many free tools or premium ones for a dime.

At worst, deploy and activate a browser like Opera, with a built-in VPN. Never forget to activate it, though!

Close down unusable online services

Online services you do not use are a gaping hole when it comes to your data security. In such cases, servers can access your account, even without your consent. Simple prompts via cookies or attachments could be your real sellouts.

The reason for closure is if compromises happen from the online service providers, you’re covered by owning no account with them – which you they don‘t require.

Disable Lock-Screen Notifications

Lock-screen notifications display your private information on a preview mode – unfortunately, they might end up sharing too much without your intention.

People standing or sitting next to you can eavesdrop and capture real-time information like bank notifications, among other things.

Instead disable this and add only priority notifications, which include subtle beeps for messages and or voice alarms.

Protect Data by Encryption

Security of messaging apps requires users to know – how to protect your data and identity online. Government surveillance and criminal actors intercept and readily derive information from sent and unencrypted messages. There’s so much infiltration between senders and intended recipients.

Most applications do not allow end-to-end encryption, and you have an easy fix with special encryption messaging apps. Tezro messaging app helps you fix this automatically by reducing chances with data in transit falling into the wrong hands.

Encryption makes data in transit illegible to unauthorized accessory – thereby protecting your information.

Many hacks in history owe their vulnerability to weak encryption techniques.


Get the Tezro App

TEZRO is an all-in-one application for secure instant messaging and crypto payments, there is no need to have multiple chat applications or crypto wallets ever again. Your communication and finances are secure and encrypted under TEZRO. Try it now!

Use Two-Factor authentication

Two-factor authentication adds a layer of cross-checking for you to access your accounts. This authentication also allows account access to double-check with a first credential and a second one, where users must provide correct login usernames and passwords.

Assuming your first passphrase is compromised, you have the cover of your second passphrase. And the entire arrangement means that hackers have to work more than twice. And the tipper is you’ll get notification of unauthorized attempt whenever password one is compromised.

Install operating system updates

Operating systems update patches’ forms to seal any loopholes developers and security teams considered vulnerable. And the same also applies to users’ applications. Please do not block the updates and allow them to keep your system to get the latest versions.

Some OS features like Windows Defender are helpful whenever installed. Competent enough, they cover your data with an extra layer of Antivirus software.

Anti-theft Your Device for Data Protection

Whenever your device falls into the wrong hands, it’s probably the information malicious guys are looking out for. Anti-theft features are simple tools that you have credentials to activate remotely.

The software erases any data on mobile phones or laptops. Hence, you get a cover for data-protection as you pursue recovery of hardware through other tenable means.

In essence, your company or personal data remains foul-proof. There’s greater reassurance, primarily, if you activate the anti-theft while you have smart online back-ups in case of compromise.

Data Safety by Safe Password storage

Mobile computing adds lots of challenges to store the many passwords any user holds for all it‘s accounts.  Just think about it: social media passwords, work software passwords, banking passwords and other miscellaneous ones you have for gaming or entertainment purposes.

Not being cautious with these passwords represents possible data breaches, which might bring damage to your company and to yourself.

Digital nomads login many times to the client to personal sites, payment apps, banking portals, social media accounts – a virtually endless list. Work with a trustworthy software to store your passwords safely and encrypted at maximum.

The last mistake you want to do is to store your passwords via browsers. Password management is a delicate balance between your data security and not ignoring the risks and alerts when they show up on your screens.

Parting Shot – How to Protect Data

Digital landscapes transform with time, and so should our perspectives on how to protect data. As time advances, hackers and illegal parties are getting awake because the information is the most valuable thing around.  Most people are now spending more percentages of time online than ever before. Along with that, data exchange happens every minute of it.

It’s almost unimaginable, living without exchanging data online or offline.  Computer applications in daily life are now the order of things. But, if everything is to go on well, everyone should get it right regarding how to keep data safe and secure.